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Blockchain Payment Solutions beyond Cards & Cash

Real-Time Web3

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Global crypto payment solutions accessible for everyone to convert their business, products & services.

Mobile solutions in payments, banking & financial services.

Single-function Digital Banking & Payments Solutions on the Blockchain & IPFS

Ethereum
Binance
Polygon
Solana
Polkadot
Cardano

Not just from Person-to-Person, but from People to Anywhere - including Space!

A connected ecosystem where users can manage payments, savings, investments, crypto, budgets, loans, insurance, and more, all in one place.

DeFi

CeFi

Based on Future Insights.

 P2P<br>Payments

P2P
Payments

Web3<br>Terminals

Web3
Terminals

NFT<br>Trading

NFT
Trading

In-Store <br>QR Payments

In-Store
QR Payments

Financial<br>Services

Financial
Services

Secure<br>Transactions

Secure
Transactions

Accept Payments in Crypto today.

A wide range of financial resources and tools.

  • P2P & POS Payments
  • Global Payments
  • Decentralized Payments

Real-Time Crypto Payments.

Shift from traditional, Centralized Financial Systems to Peer-to-Peer Finance enabled by the Blockchain. Turn every mobile device into your personal IPFS Payment Terminal.

  • Blockchain Technology
  • Content Identifier (CID)
  • Decentralized Ledger

Non-Custodial & Decentralized

Start to earn a real profit from your cryptocurrency investments.

  • Liquidity Pool Farms & LP tokens
  • Exchange, Borrow or Lend Tokens
  • Non-Custodial Money Market Protocols

No Custodian - No Renewals.

An IPFS Terminal is your personal payment terminal on IPFS, pay once and it’s yours forever. Purchase yours today.

  • Receive & Convert Cryptocurrency 
  • Payments deposited to your wallet
  • Network fees vary based on cryptocurrency

Secure your IPFS Terminal today. Click here!

Social Commerce

Expand your Social reach by selling your products & services directly within your customers favorite apps to scale your business without high marketing costs or social (network) barriers.

99.9 Uptime Guarantee

Unlimited Crypto Payments

Monetize all your Social Networks

Ledger Transactions.

Block explorers allow you to access details on any blockchain Web3 Wallet.

All IPFS Terminals are one-time purchases with No Renewal Fees.

Safe & Secure.

No extensive centralized databases or surveillance since it becomes 100% decentralized.

IPFS Payment Gateway for all your Cryptocurrency Payments.

Real-Time Payments.

Join the future of web3 right now — just choose the IPFS Wallet or Hardware that's right for you.

We have several IPFS Wallet templates. Choose one that's right for your business.

Get Your Web3Wallet today.

If you want to be on the edge of blockchain technology and make a difference in the world of cryptocurrency.

How it Works — Create Web3 Wallet.

Create, and customize your Web3 wallet if needed.

Bring your Web3 Wallet to life on the Blockchain.

Your IPFS Terminal is minted within 24 hours.

Share your Web3 Wallet URL. No coding required!

CryptoCredits.io

Solid Web 3.0 experiences that convert.

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People Worldwide

3B+

Smartphone Users

Metamask
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Still Have Questions?

Cryptocredits.io will never ask you to provide personal information or sensitive account information (such as passwords) by phone or email. All legitimate emails from Cryptocredits.io pass Sender Policy Framework (SPF), email-validation system and are designed to detect email spoofing. You should always see our sender/receiver domain of ….@cryptocredits.io

Please take note of the following official Crypto Credits websites:

  • Sites beginning with https://www.cryptocredits.io (e.g. https://www.cryptocredits.io/giftcards)
  • Sites ending with .cryptocredits.io/ (e.g. https://corp.cryptocredits.io/ or https://events.cryptocredits.io/)

Beware of third-party sites that offer things like “free” or cheap Crypto Credits NFTs, etc. These are scams created to hack your Crypto Credits account and steal your email address, personal information, and money. The only safe way to buy from Crypto Credits NFTs and other items is to purchase them directly on the official Crypto Credits website, and OpenSea.

Any emails received claiming to be from Cryptocredits.io and asking for your password is an attempt to gain access to your profile. Be very careful with phishing attempts and fake emails and report such activities to the support team ASAP so the correct actions can be taken to protect your account.

  • Always check the URL: https://cryptocredits.io or https://www.cryptocredits.io
  • Always make sure the URL bar has a lock.
  • Do not trust messages or links sent to you randomly via email, social media, etc.  Always check the URL starts with: https://cryptocredits.io or https://www.cryptocredits.io or ending with .cryptocredits.io
  • Install an Adblocker and do not click ads on your search engine (e.g. Google)
  • You should never use public, unsecured Wi-Fi for banking, shopping or entering personal information online (convenience should not trump safety). When in doubt, use your mobile’s 3/4G or LTE connection.

WARNING! Beware off extensions for “cryptocredits” that are not ours and we have no connection with at all:

.com X
.org X
.edu X
.gov X
.x X
.crypto X
.coin X
.wallet X
.bitcoin X
.888 X
.nft X
.dao X
.zil X
.blockchain X

Make sure your wallet payout address is correct. If sent to the wrong place there is nothing we or the blockchain can do about it. Transaction (network) fees may be included with any transfer.

We take security seriously here, and we see an increase in scams. Here are some tips to protect yourself against fraudsters.

  • Turn on 2-Step Verification (2FA) to make it harder for scammers to get access to your account.
  • Check the sender of emails that look like they’re from us.

Blockchain transactions are final. The Blockchain is the first way to send money online that no one can stop. When you control your private key, you have total control of your money. If you use your wallet to make a transaction on the Blockchain network, absolutely no one, not even us, can stop it.

Phishing Emails are getting more sophisticated. If an email asks you to go to a website and reset your password, do not do it unless you have specifically requested this. These types of scams often result in a malicious third party recording your login details and stealing your funds.

We’ll only email you from our official addresses, never from a public domain account (like a gmail or yahoo address).

We’re serious. Don’t share this recovery phrase with anyone. Not even us. Anyone who has access to your recovery phrase will have unlimited access to funds in your Private Key Wallets and can restore access to those wallets via ANY Crypto Credits wallet account. If someone approaches you and requests that you share the code, don’t. If someone is insistent that you screen share or share access to your recovery phrase, be suspicious. Private Keys are the tool to keep your crypto fully in your possession, but they are only as secure as your security practices. We don’t keep hold of your private keys or personal information, giving you complete ownership over your crypto.

You can earn a certain amount of income each year, called your Personal Allowance, before you need to pay any Income Tax. In general, everyone gets the same Personal Allowance, of which limits may be subject to change within one country or may vary from country to country

 

eg. United States

File Form 8843 if you are tax exempt. The United States and permanent residents of the United States must report their worldwide income in the U.S. tax returns. However, as the U.S. has a tax treaty with many countries (including India), you will not have to pay double taxes.

Virtual Currency

Virtual currency is a digital representation of value that functions as a medium of exchange, a unit of account, and/or a store of value. A virtual currency, such as Bitcoin, that has an equivalent value in real currency or that acts as a substitute for real currency is called “convertible” virtual currency. Convertible virtual currency is treated as property for tax purposes.

In general, Bitcoins should be declared when filing a tax return and are considered additional assets. Bitcoins in your possession may be levied by a property tax. Profit as a result of an increase in price is considered capital gains.

Form 8949 Individual taxpayers report Bitcoin capital losses and capital gains.

Penalties: Failure to timely file or correctly report virtual currency transactions, may be subject taxpayer to information reporting penalties under Code Sec. 6721, 6722 and tax underpayments attributable to virtual currency transactions, may be subject to accuracy-related penalties under Code Sec. 6662.

FinCEN Form 114: A US person that has a financial interest in or signature authority over foreign financial accounts must file a Report of Foreign Bank and Financial Accounts (FBAR) if the aggregate value of the foreign financial accounts exceeds $10,000 at any time during the calendar year. FBAR requires reporting of all foreign financial accounts. The types of “accounts” which must be reported are defined very broadly and include traditional checking, savings, money market funds, CDs, life insurance plans, and even online Bitcoin based poker accounts. A US taxpayer’s Bitcoin denominated foreign bank account or an account in a foreign virtual currency exchange, which convert Bitcoins in and out of other fiat currencies, that function similarly to brokerages, and offer a variety of financial services similar to banks or other financial institutions in exchange for fees would be reportable on an FBAR as a foreign financial account.

Penalties: US Bitcoin denominated foreign account holders who did not file FinCEN Form 114 could face steep civil and criminal penalties. Each non-willful failure to file violation can carry a civil penalty of $10,000, while penalties for willful violations could be the greater of $100,000 or 50 percent of the amount in the account for each violation.

Form 8938: US individual taxpayers report foreign financial assets valued at $50,000 or more.

Penalties: Noncompliance with FATCA subject’s taxpayer to, taxes, severe penalties in excess of the unreported foreign assets and exclusion from access to US markets.

Form 8975: MNE disclosed to tax authorities information regarding Bitcoin transactions, on a country-by-country basis as follows:

Tax jurisdiction and residence of the entity;

The main business activity or activities of entity;

Financial and employee information for each tax jurisdiction in which the US MNE does business (including revenues, profits, income taxes paid and accrued, stated capital, accumulated earnings);

Total net book value of tangible assets, which may include virtual currencies because they are classified as property and not a currency for US tax purposes (cash or cash equivalents, intangibles, or financial assets were not declared).

The IRS will automatically exchange filed CbCR with other governments via tax treaties and Tax Information Exchange Agreements. On July 4, 2017 the EU parliament approved making CbCRs publicly available.

Penalties: MNEs that failed to file a CbCR could be subject to penalties under US federal tax rules, and to penalties under rules imposed by the 57 other countries that have agreed to exchange CbCR. The US Supreme Court said in Pasquantino v. US (No. 03-725, 4/26/05) that federal wire fraud charges could be brought against violators of foreign tax laws.

Disclaimer: Contact your tax advisor for specific tax advice in your country.

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